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APRIL 23, 2006
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Insurance: The Challenge
India is poised to experience major changes in its insurance markets as insurers operate in an increasingly liberalised environment. It means new products, better packaging and improved customer service. Also, public sector companies are expected to maintain their dominant positions in the foreseeable future. A look at the changing scenario.


Trading With
Uncle Sam

The United States is India's largest trading partner. India accounts for just one per cent of us trade. It is believed that India and the United States will double bilateral trade in three years by reducing trade and investment barriers and expand cooperation in agriculture. An analysis of the trading pattern and what lies ahead.
More Net Specials
Business Today,  April 9, 2006
 
 
TREADMILL
1 Gym = 2 Dumb-bells
 

Of late I've been getting quite a bit of mail from readers lamenting the lack of convenient gyms in and around the localities where they live. And many of them wonder whether they can do strength training exercises without going to the gym and without the benefit of lots of equipment. The short answer to that is an emphatic yes. You don't need a raft of machines to follow an effective weight training programme. In fact, you can start a progamme with just two humble dumb-bells, a bench and, perhaps, an exercise mat.

The dumb-bell is an often overlooked piece of gym equipment, its versatility either taken for granted or undervalued. Yet, a pair of dumb-bells can be used for training almost any muscle group in the body. The obviously easy ones to target with a dumb-bell are the biceps and triceps (both muscles of the upper arms)-anyone who has even a nodding acquaintance with weight training knows biceps (or triceps) exercises that use dumb-bells. The simple biceps curl is probably the commonest exercise in weight training.

But dumb-bells can be used for pretty much any part of the body-you can do bench presses for the chest muscles using dumb-bells; lateral raises and shoulder presses for your shoulders; bent-over rows for the back muscles; squats for the thighs and weighted raises for the calves.... I could go on and on.

Any sports shop will gladly sell you pairs of dumb-bells-get two pairs, one light and the other heavy to begin with. Add a flat wooden or steel bench (with cushioning) and you're all set. While simple exercises like arm curls are easily done, it's advisable to get some basic instruction on exercises for other parts of the body. In this instalment of Treadmill, let me introduce you to the stiff-legged dead-lift using dumb-bells. Grab a pair of heavy dumb-bells (as heavy as you can lift 10 times). Stand straight with the dumb-bells against your thighs and a grip where your palms face your body. Keeping your back naturally arched (not hunched over) and your knees straight, bend down from your hips till your upper body is parallel to the floor. Hold for a couple of seconds. Now straighten up and get yourself back to the starting position. That's one repetition of an exercise called the stiff-legged dead-lift (it's also known as the Romanian dead-lift) and if you do it right you'll feel a stretch on your hamstring (at the back of your thighs) muscles and lower back. Do three sets of 10 reps each.

There, that's one exercise you can do with just a pair of dumb-bells. Believe me, there are numerous others. Don't have a gym in your neighbourhood? Just grab a couple of dumb-bells!


write to musclesmani@intoday.com

Caveat: The physical exercises described in Treadmill are not recommendations. Readers should exercise caution and consult a physician before attempting to follow any of these.


ALL ABOUT SPONDYLITIS

If the digital-age has condemned you to be hunched over your computer for long hours daily, you need to wise up to the risks. Spondylitis is one. It's serious because it could be very painful at best and disabling at worst.

What Is It: Spondylitis is a type of arthritis that results from inflammation of the spinal joints. Says Dr K.L. Kalra, Senior Orthopedics Consultant at Sir Ganga Ram Hospital, "Spondylitis can affect all three regions of spine-cervical, dorsal and lumbar." The bones of the spine may grow or fuse together resulting in rigidity. The disease primarily affects the spine, but other bones, joints and organs can also become involved. Although spondylitis can occur at any age, it most often affects men in their 20s and 30s. It is less common and generally milder in women.

Symptoms: Common symptoms include frequent pain and stiffness in the lower back and neck. Inflammation of the spinal cord causes clumsiness in all limb movements. Movements of the head cause a sensation resembling electric shock. Fusion affecting bones of the neck, back or hips may impair a person's ability to perform routine activities. Fusion of the ribs to the spine may limit a person's ability to expand the chest when taking a deep breath.

Causes: "Bad posture and a lack of exercise are the key factors," says Dr Kalra. Researchers have also found a link between a gene, HLA-B27, and spondylitis. However, the majority of people carrying this gene don't get spondylitis. "A desk worker is highly susceptible to the disease." Excess weight can also contribute to susceptibility to the disease.

Treatment: There is no sure-fire cure, but the problem can be alleviated to facilitate a normal life. "Physiotherapy helps," says Dr Kalra. Patients are encouraged to keep normal postures and sleep on hard surfaces. Exercise is an essential part of the treatment.


PRINTED CIRCUIT

TV On The Move
Mobile TV

For a brief five minutes at the FICCI-frames summit that happened in Mumbai in late March, I held what could have well been the future in my hands. Well, what I managed to get my hands on was a Nokia n92, one of those N-series phones that turns and swivels in ways that boggle the mind. The phone itself (very nice despite the twists and the turns) wasn't the thing that could have been the future; that would have to be the content. You see, I watched TV on it. I know, Airtel was the first telco in the world to broadcast a full-length movie and cricket clips and the like are preferred value added services, but this was TV, live TV. Already, every major handset vendor in the world-Nokia, Motorola, Samsung, SonyEricsson, LG, Siemens, BenQ-has a product or two supporting the DVB-H format. That stands for Digital Video Broadcast Handheld and what it means is that these phones can pick up broadcast signals (terrestrial only) with the help of an antenna-meaning that satellite channels need to be re-broadcast. The reason why I think this could have been the future but won't be? Actually, there are several. One, if IPTVFtakes off (and it probably will despite what the Cassandras say about bandwidth constraints), telcos will find it easy to push streaming/live video through their networks, and this will include (if they enter into the right kind of alliances) almost every channel you currently catch on your TV. Two, most channels are not terrestrial (in India, for instance, only Doordarshan's channels are, and in the UK, only BBC's are). Novelty? Yes. Future? It could have been that, but definitely won't.

Definitely Not Stone Age
Motorola PEBL U6

First came the RAZR, then the SLVR, and now comes the PEBL. With its brushed-metal complexion and sleek curved looks, this Motorola phone looks and feels like a pebble you would pick up from a riverbed. Its coolest feature is a really slick, one finger push that opens the flap. Motorola India expects to launch this device here by late April at a price-point around Rs 17,000-18,000.

High-End Thrills
HP Pavilion Media Center

If you really, really, really want to watch TV through your computer, this new machine from hp might be just what you want. It even has inbuilt Wi-Fi, so that you don't need DSL/cable lines running through the house. While the Pavilion range starts at Rs 34,990, this machine with its uber-cool looks, the TV remote and the 17" LCD monitor costs much more, around Rs 72,000. For that kind of money, you could get a larger LCD TV.

Magic Eyes
Lenses For Phones

This is straight out of my wishlist. Gummi lenses is a pack of six stick on lenses for mobile phone cameras. One lens facilitates close-ups; another is a wide-angle one; and still another is a kaleidoscope lens (now, who would need that?). The lenses should make mobile photography more fun and are available for £26 (Rs 2,028) from www.boysstuff.co.uk.

 

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