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JULY 2, 2006
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Checking Card Frauds
India is not the biggest market for credit cards, but it is among the fastest growing markets. Yet, scamsters have already started targeting the growing industry. With the result, credit card frauds are eating into the wafer-thin profit margins of banks and payment operators. Now, the banks, payment operators, and card manufacturers are trying to innovate safety features faster than the fraudsters can crack them. A look at the latest innovations in 'plastic' technology.


Talent Hunt
The rapid growth in the IT and BPO industry is expected to lead to a shortage of manpower in the coming years. Currently only 50 per cent of the engineering graduates in the country are employable. If the top IT companies continue to grow at the current pace they will absorb all of this. Experts argue that the government should take steps to improve the existing education infrastructure in the country.
More Net Specials
Business Today,  June 18, 2006
 
 
TREADMILL
Middle Management
 

Summer's when you're most likely to think of getting back into shape, assuming, of course, that you once were in shape, that is. Because summer's the time when you're most likely to be spotted out-of-doors without a shirt (think the pool) or, if not that, then just a T-shirt and shorts. In north India, particularly, summer's when you shed those layers of clothing and opt for thin, short-sleeved shirts even at work. In the hot and humid east, west and south, you do that all year round, but that's a different story. The bottomline: summer's the season when you're most concerned about getting rid of your extra flab, especially the stuff around your middle.

A couple of editions back, Treadmill (June 4, 2006) had written about a cable-pulldown exercise in which you use a thick rope to do weighted crunches. It's a killer exercise that tones up your abdominal muscles but, in all fairness, I have found it to yield better results for the upper section of the ab muscles. For many people, including me, it's the lower section of the abs that poses the bigger problem. Getting ripped lower abs (the zone around the navel) is generally tougher. But there are several exercises that target this region and here's one that I've found to be effective. Let's call it the weighted flat bench leg pull-in. Quite a mouthful that but it works. Here's how you do it: sit on a flat bench with your legs off one of one end, while gripping a light dumb-bell between your feet. Hold the bench at the sides with each hand. Stretch your legs straight out while keeping your back at a 45-degree angle to the bench. This may sound like a contortionist's feat but it isn't that complex-check out illustration 1. Now, pull your legs in, bringing your knees towards your mid-section, taking care to see that you feel the stress on your abs (hint: the key is to make the movement slow and focussed). Hold for a couple of seconds and then return slowly to the starting position. That's one repetition.

You should be breathing out when you're pulling your legs in and breathing in when returning to the starting position. You could increase the weight of the dumb-bell your feet are gripping to make the exercise tougher as it gets easier to perform. I'd recommend three sets of 12-15 reps but you could do more sets if you like. Ideally, you can couple this with floor exercises for the abs like the plain vanilla crunch and do the combo thrice a week.

Oh, yes. Remember that crunches or pull-ins or leg raises alone cannot give you a flat middle. You need to shed flab by burning fat through cardiovascular exercise and a controlled diet. Crunches and other abs exercises only tone the muscles that lie below the flab.


write to musclesmani@intoday.com

Caveat: The physical exercises described in Treadmill are not recommendations. Readers should exercise caution and consult a physician before attempting to follow any of these.


DEALING WITH DIABETES

The world health organization estimates that there are 25-30 million known diabetics in India and another 20 million who do not know that they are suffering from the ailment. It's known as a silent killer, but it can be contained by a strict regime of dietary restrictions and exercise. There are no known cures for diabetes.

What is it: Diabetes is an ailmentmarked by high levels of blood glucose resulting from inadequate insulin production in the body.

Managing the disease: Diabetes management focuses on food, fitness, medication and monitoring. "Diabetes patients sometimes have to change their lifestyles quite dramatically, and this can pose a serious challenge to most individuals. But this is often an essential part of preventing or delaying complications ranging from tingling feet to heart attacks, kidney failures and blindness," says Dr Surender Kumar, Senior Endocrinology Consultant, Sir Ganga Ram Hospital, New Delhi.

Where to begin: Find a physician who has skill and experience in diagnosing and treating diabetes.

Monitoring: Monitoring blood sugar is a vital part of treating diabetes. There are several key reasons for testing blood sugar levels: identify patterns in glucose build-up, reduce risk of long-term diabetes and understand the impact of food, activity, and medications on blood glucose.

Food: "Small, frequent, low fat meals are highly recommended for patients," says Dr Kumar. Regular meals and a consistent diet are considered essential and help your medication work effectively.

Fitness: Losing weight and regular exercise can help prevent diabetes. Stress reduction techniques can work as well.

Medication: Medicines and pills tackle diabetes on three problem areas-they stimulate beta cells to make more insulin, decrease the liver's glucose production and make muscle cells more sensitive to glucose.


PRINTED CIRCUIT

Musical Phones
Here's how two new digital music players-cum-mobile phones stack up.

Nokia N91

Nokia is redefining multimedia phones with its n-series range. The N91 is possibly the first true digital music player-cum-mobile phone to pack so much capacity. It is also the first publicly-available GSM handset with an on-board 4 GB hard drive. Four gigs doesn't sound like much, but considering that PCs had less capacity less than a decade ago, it's a bit.

It doesn't stop there. The n91 is actually more capable than many standalone players, including the Apple iPod. In fact, it can play a multitude of digital audio formats-MP3, WMA, AAC, EAAC+, wav and Real Audio. It is also unique in the sense that it supports Digital Rights Management (DRM). This will allow you to download a song from your network operator, maybe as a teaser, which it can programme through its DRM to lock after 10 days, unless you pay a certain fee. Ditto for downloaded video content, but unlike its dexterity with audio formats, the n91's video playback is limited to mp4 and 3gp formats. The audio quality is surprisingly good, provided you have good earphones. The ones that Nokia ships aren't bad, but when you spend Rs 33,999 on this phone, you might as well burn some money for better headphones.

The n91 also has a 2-megapixel camera, and thanks to huge amounts of on-board memory, you can virtually keep on clicking forever.

However, while Nokia has got it right with the phone (again), its pc Suite software seems to be headed in the other direction. The only adjective you can use for this software is 'bad'. And unless something is done about this, the user experience will continue to be bittersweet.

Sony Ericsson W810i

The citrus is dead-well, only in form it seems. The w810i, successor to the orange w800, might have lost its orange case, but the menu is still orange. And it carries enough music inside it to while away serious time.

But, seriously, how is the w810i as a music player? Well, Sony has packaged its 'TruBass' and 'Stereo Widening' technologies into the phone, so as a music player it actually isn't too bad; playback is unusually good compared to the mp3-enabled phones of yore. But, that is not to say that the w810i doesn't have its share of issues.

First, at Rs 21,995, it is expensive. Dedicated Digital Audio Players, including Sony's own Network Walkman, are cheaper. But, keep in mind, unlike a 'dedicated' mp3 players, the w810i doubles up as a camera as well, and with a nice, compact form factor, is not a bad-looking phone.

The second issue with the gadget is that it comes with a measly 512 megabytes on a Sony 'MemoryStick', which barely suffices for a few hours and thanks to an awful transfer speed, you'll spend lots of time loading music onto the phone. A bigger 'MemoryStick' costs big money (around Rs 10,000), which makes this phone a bit of an Orange Elephant.

 

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